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Lease or Buy – Which is best?

The choice is yours… Van leasing or van finance

At VansGB we can help you with financing your new van by hire purchase or finance lease.
Below is a list of the most asked questions when considering a finance or leasing option.

yes - mouse over for more information.
Which has the lowest initial deposit? yes yes
Can I pay with fixed monthly payments? yes yes
Can I choose how long the repayment period is? yes yes
Can I drive as many miles as I want? yes yes
Can I reclaim VAT on the vehicle? yes yes
Can I reclaim VAT on the monthly payments? yes yes
Is there any tax relief on the full cost of the vehicle? yes yes
Is there any tax relief on the interest charges? yes yes
Is there any tax relief on my monthly payments? yes yes
Will I own the vehicle at the end of the repayment period? yes yes
Can I extend the agreement at a reduced rate? yes yes

Questions? Need more information? We’re here to help, call us on 01225 481207
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Please let us know your telephone number and the preferred time of callback and we’ll get back to you.

Please note our callback service only operates during our normal opening hours:
Mon- Fri 8:30 am to 6:00 pm
Saturday 9:00 am to 4:00 pm
Sunday 10:00 am to 2:00 pm

The best option for you will depend on your individual circumstances. For example, if you are not VAT registered you will not be able to reclaim any VAT. You may operate as a sole trader, a partnership or a limited company which could affect the amount of tax relief available.

Before entering into any agreement, we strongly recommend that you discuss the options with your accountant before committing to the purchase of a large asset or to any form of finance agreement.

This information has been provided by Paul Clark Accountants
If you’re considering taking out a van loan or leasing plan and you don’t have an accountant then please contact Paul Clark Accountants Limited. They will be able give you some help and advice before going ahead with your purchase.www.paulclark-accountants.co.uk